Member Self-Service Portal | Public School Employees' Retirement System (2024)

PUBLIC SCHOOL EMPLOYEES’ RETIREMENT SYSTEM (PSERS)

MSS has been optimized to work on Windows-based platforms with a Chrome browser. Other platforms and devices (for example iPads) may not provide the user with the same quality experience. PSERS is working to make the user experience equally friendly across all platforms and devices. Until that work is complete, you may find that using a Windows-based device and the Chrome browser provides you with the best MSS experience.


You may have to disable the pop-up blocker on your browser. Instructions for Chrome, Edge, Safari.

Register/Log In

Click the link below to register/log in to your Member Self-Service (MSS) account.

Need Help?

Use the Troubleshooting link below for help on finding your PSERS ID, Receieving PSERS emails, printing Form 1099-Rs, and more.

Troubleshooting

Quick Start Guide

Common Questions

When you register for MSS, you select how you would like to receive documents from PSERS -- through Paperless Delivery or by mail. You may change your paperless delivery status at any time in your MSS account.

Going paperless gives you immediate access to your PSERS account and eliminates the risk of losing or delaying receipt of important documents in the mail.

Ensure you receive important updates from PSERS by

  1. Checking your Spam folder.

  2. Adding the following email addresses to your email contacts:

  • RA-PSERS_Alert@pa.gov
  • RA-PSV3_Email@pa.gov
  • RA-PSERSNews@pa.gov

Need help? Click on the links next to your email provider for instructions specific to your email provider:

  • Manage/update your personal information—phone numbers, email address and mailing address, including the ability to have your address change automatically at a future date (e.g., if you will be moving or will be living elsewhere for an extended period of time)
  • Change your password and username
  • Nominate beneficiary(ies), if eligible
  • Class Electionmembership (if eligible) and receive immediate confirmation of your election
  • Elect multiple service membership (if eligible)
  • Receive email notification when your documents are available (e.g., Statement of Account, newsletters, purchase of service statements of amount due and other PSERS-specific correspondence)
  • Receive personalized alerts about your account, including an alert when you have changed your address, elected multiple service, and more
  • View a summary of your account
  • Print important documents (e.g., Statement of Account, staff-prepared estimates, and more)
  • Create retirement estimates (IMPORTANT: If you are a Class T-E or Class T-F member who has not reached vested or a Class T-G or Class T-H, you may not use the MSS retirement estimate calculator at this time. Please use the retirement estimate calculator available on the PSERS website)
  • View account login history
  • Stay current with PSERS-related news​

  • Manage/update personal information—phone numbers, email address and mailing address, including the ability to have your address change automatically at a future date (e.g., if you will be moving or will be living elsewhere for an extended period of time)Change your password and username
  • Nominate beneficiary(ies), if eligible
  • Change the direct deposit information for your monthly pension benefits
  • Change the amount of tax withholding on your monthly pension benefit
  • Receive email notification when your documents are available (e.g., Statement of Account, newsletters, purchase of service statements of amount due and other PSERS-specific correspondence)
  • Receive personalized alerts about your account, including an alert when you have changed your address, elected multiple service, and more
  • View a summary of your account
  • Print important documents (e.g., 1099-R, income verification, and more)
  • View account login history
  • Stay current with PSERS-related news

​You will need your PSERS ID, social security number, date of birth, and a valid email address.

​If you are new to PSERS, your PSERS ID is printed on the materials in your Welcome Packet. Otherwise, look for your PSERS ID in the top corner of any recent PSERS correspondence mailed to your home. You can also connect with PSERS at ContactPSERS@pa.gov or 1.888.773.7748 to have your ID mailed to you.

You may receive your Form 1099-Rthrough paperless delivery because you have registered for an account through the PSERS Member Self-Service (MSS) Portal and have not opted out of the paperless delivery. PSERS will notify you when your form is available.

Trouble accessing or printing your Form 1099-R? Click hereto Troubleshoot: Accessing Your Form 1099-R on Your MSS Account

Member Self-Service Portal | Public School Employees' Retirement System (1)

  • Address 5 North 5th StreetHarrisburg, PA 17101

  • Visit a Regional Office
  • Right-to-Know
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Member Self-Service Portal | Public School Employees' Retirement System (2024)

FAQs

How do I access my PSERS account? ›

  1. psers.pa.gov. Click Member Login (MSS). Click the blue Click here to register or login button, then click Register. ...
  2. Access your PSERS DC account on the go. Go to the app store on your phone or smart device and search keyword: Voya Retire. ...
  3. Access your PSERS DC account by phone. 1.833.432.6627 (1.833.4DC.MMBR)

Can I borrow money from my PSERS retirement? ›

Therefore, PSERS may not provide you with a loan or allow you to borrow funds from your account. Additionally, your funds in PSERS may not be attached, assigned, or used for collateral.

How many years do you need to retire from PSERS? ›

35 years of service regardless of age.

Can I withdraw money from PSERS? ›

To withdraw your contributions and interest, you must complete an Application for Refund. Your refund cannot be processed without notification from your employer that you are no longer working for them. You must terminate employment with all Pennsylvania public school employers in order to qualify for a refund.

How do I look up my retirement account? ›

How to find your 401(k) from past jobs
  1. Contact previous employers. It may seem obvious, but one of the quickest ways to track down an old 401(k) plan is to go directly to the source. ...
  2. Review past W-2 tax forms. ...
  3. Check your mail. ...
  4. Search the National Registry. ...
  5. Search Form 5500 Directory. ...
  6. State unclaimed property.

How do I access my pension? ›

The most common options for taking your pension are taking the maximum tax free cash available, buying an annuity or a flexibly- accessed adjustable income, also known as a drawdown.

How much money can I borrow from my retirement? ›

A qualified plan may, but is not required to provide for loans. If a plan provides for loans, the plan may limit the amount that can be taken as a loan. The maximum amount that the plan can permit as a loan is (1) the greater of $10,000 or 50% of your vested account balance, or (2) $50,000, whichever is less.

Can I use my pension to borrow money? ›

The Consumer Financial Protection Bureau (CFPB) warns customers of taking out loans against their pensions. Most pension plans are protected if you are forced to file for bankruptcy. If you need money, seek alternatives solutions rather than borrowing against your pension.

How long does it take to be fully vested in PSERS? ›

To be vested in PSERS, you must have at least 10 years of creditable service. Once you have 10 years of creditable service, you're able to receive a retirement benefit from PSERS when you reach age 60 (at a reduced benefit) and 65 for full benefits.

What is the difference between PSERS and pers? ›

The major difference between PERS and PSERS is age that retirement is offered.

Is PSERS a good retirement plan? ›

In most cases, yes. The PSERS pension monthly income provides you with consistent lifetime income. This is a great benefit, but it will lose value over time due to inflation.

What is the lump sum for PSERS? ›

Generally, when you hear the term PSERS lump sum, what is being referred to is the grand total of your contributions and the interest earned in your PSERS account. Depending on when you started your PSERS service, you contribute between 5.25-10.30% of each paycheck to your account.

Can retired PA teachers collect social security? ›

The Pennsylvania Public School Employees' Retirement System (PSERS) serves all public school employees in Pennsylvania. PSERS employees participate in Social Security. PSERS covers 282,041 active school employees and 184,934 retired members and beneficiaries.

Is PSERS my pension? ›

You're contributing to your own personal PSERS retirement account which results in having a safe, secure, and guaranteed benefit payment(s) from one of the largest public pension plans in the nation.

What is an average pension payout? ›

What is the average retirement income by state?
StateAverage retirement income
Arkansas$21,967
California$34,737
Colorado$32,379
Connecticut$32,052
47 more rows
Feb 28, 2024

How do I check my Pera account? ›

How do I access my PERA account online? From the PERA homepage on copera.org, click on the button in the upper-right corner that says, “Member/Retiree Login.” You can also click here.

How do I access my MS pers account? ›

Log In to myCalPERS

Enter your Username and Password. Then, select Log In. Choose a verification method. Then, select Continue.

What taxes are taken out of a PSERS pension? ›

Taxation of Your Benefit

Your PSERS monthly benefit is subject to federal taxes. Monthly benefit payments from PSERS are exempt from Pennsylvania state and local taxes. If you reside in another state, you must check with your state and local authorities to determine the taxability of the PSERS payments made to you.

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